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Five Must-Know Insights for Credential Monitoring

Every day, billions of stolen passwords circulate on the dark web, creating a playground for hackers and cybercriminals. If your organization isn’t taking steps to detect compromised credentials, you’re leaving the front door wide open for attackers. Password and credential monitoring are no longer optional—they’re essential. These tools give organizations the power to spot compromised accounts early and stop breaches before they happen.

Why Privacy Should Be Built Into Every Solution

Let’s face it: a lot of threat intelligence companies pull data from publicly disclosed breaches, which means they’re dealing with sensitive information that’s also available to attackers. This makes privacy protections non-negotiable.

When vetting a service provider, here are a few questions you should ask:

  • How do they keep user data safe in their breached credential databases?
  • What safeguards are in place to protect your company’s sensitive information?
  • Are their APIs and web services locked down to prevent tampering?

The best providers go beyond the basics. They use encryption, privacy-by-design principles, and data masking to keep sensitive information secure. This way, your data doesn’t become a target—or worse, a weapon—against you or your customers.

Enzoic takes a privacy-first approach with strong encryption and hashing methods to secure credentials. All production data is hosted by AWS and encrypted in motion and at rest using AES-GCM with HMAC-based HKDF, ECDSA signatures, and 256-bit encryption keys, with rotating keys to prevent reuse. For its services, Enzoic employs a k-anonymity system using partial hash comparisons, ensuring no full hashes or client data are stored; submitted data is held temporarily in memory for lookup and erased immediately after.

Getting Credential Monitoring Right

Credential monitoring isn’t just about answering the question, “Am I compromised?” It’s about doing it accurately and efficiently. Breach notifications alone won’t cut it.

Here’s what to consider when evaluating a solution:

  • Is it more than just a notification service? How does it help you solve the problem?
  • How does it validate data from breaches or public disclosures?
  • What’s its track record for accuracy and detection?

Precision is critical. Alert fatigue is real, and services that rely on basic checks often end up bombarding users with false positives. Look for providers that use advanced analytics to minimize noise and ensure alerts are meaningful.

Actionable Data Is the Real Game-Changer

Credential monitoring is only valuable if it empowers you to take action. A good service doesn’t just give you a dump of data—it helps you solve it with actionable data.

Here’s what you should expect:

  • Insights that help you prioritize risks based on identity indicators
  • Parsed data that helps your organization identify compromised passwords quickly and cleanly.
  • An easy way to integrate with an API or webhook to digest the data and then take action on it

Staying Ahead in a Fast-Moving Threat Landscape

Cybersecurity threats evolve every day. Credential monitoring services need to keep up—and so should you. Agility and innovation aren’t just buzzwords; they’re what make or break a provider.

Here’s what to look for:

  • How frequently are their tools and datasets updated?  Is it once a week or ongoing?
  • Can they respond quickly to new attack trends or regulatory changes?
  • Does their roadmap show a commitment to staying ahead of the curve?
  • Are they using proprietary technologies or innovations that make their solution stand out?

In today’s landscape, static solutions are useless. You need a partner who’s as proactive and adaptable as the threats you face.

Big Data Isn’t Just About Volume—It’s About Quality

Credential monitoring relies on robust, reliable datasets. A provider with outdated or incomplete data might as well offer no protection at all. That’s why it’s crucial to choose a partner who consistently updates and enhances their breach database while ensuring the highest standards of accuracy and relevance.

Here are the big questions to ask:

  • How comprehensive is their database? What’s their coverage of recent breaches?
  • Do they possess extensive expertise and well-established connections that enable the accumulation of a comprehensive data set?
  • How often are they ingesting new data?  Data that is a week old is not sufficient, as attackers use the freshest data possible.
  • What kind of additional information is retained to improve the precision of alerts?
  • Remember, good data means better protection and fewer headaches for your team. It’s about empowering your organization to act swiftly and effectively.

Why Enzoic Stands Out

Preventing logins with breached credentials is a critical gap in many organizations’ defenses. It is not surprising that most organizations have been compromised by identity attacks since hardly any organization can protect every employee, customer and user on every app with MFA. Unfortunately, MFA is not available with every app and device.

A solid credential monitoring solution like Enzoic bridges that gap, offering organizations the tools they need to detect previously compromised data and then monitor for any new compromise going forward. Compromised credential monitoring is proven to reduce account takeover, but works even better when paired with MFA.

Here’s what Enzoic brings to the table:

  • A balanced approach to security and user experience. Providing a safer, more secure online experience for your users with less friction.
  • Preventing fraud by blocking ATO from the start by blocking compromised credentials – the most common entry point.
  • Actionable and immediate results by reducing noise from unnecessary alerts
  • Meeting key cybersecurity compliance like NIST SP 800-63B guidelines and NYDFS Cybersecurity Regulation

Enzoic has been at the forefront of credential monitoring since 2016. By leveraging the same datasets hackers use, Enzoic gives organizations a head start in identifying and mitigating credential-based threats. With a deep focus on research, innovation, and accuracy, Enzoic is helping organizations stay ahead of a constantly shifting cybersecurity landscape.